Ecclesiastical Insurance’s Risk Hub offers free, practical resources to help charities and non-profits manage seasonal risks, including guides for spring flooding, summer community events, and winter weather.
Spring thaw can often create conditions that lead to property damage and, more importantly, bodily injury. By law, it is the responsibility of the occupier (whether an owner or a tenant) to ensure that conditions are safe for people using and / or visiting the property.
If there is an injury, the occupier must demonstrate that an appropriate standard of care was applied. Given the potential risks and liabilities, it is especially important to understand the hazards of spring thaw and to develop grounds maintenance procedures to minimize or eliminate risks. By planning ahead and implementing best practices, you can manage risk better, help ensure the safety of everyone who uses your premises, and protect your property. The full article, along with additional information and resources, is available here.
Severe Canadian winters — with freezing temperatures, heavy snow accumulation, ice storms, and high winds — present unique hazards and challenges for property administrators and custodial staff. Extreme winter weather can result in a range of problems, from burst pipes and collapsed roofs to increased fire risks.
A comprehensive risk management and property maintenance program with clearly defined policies and procedures can prevent and/or significantly reduce winter-related property damages, as well as personal injury.
Property inspection is a key component of an effective risk management program and…
Resources provided by: Ecclesiastical Insurance The information shared on this page is adapted from Ecclesiastical Insurance’s risk management resources for churches.